Campbell Lyft Accident Lawyer
Rideshare companies like Lyft have become a regular staple of our lives. Whether we rely on Lyft cars for daily commutes, trips to the store, or a night out, we trust rideshare drivers to drive carefully and responsibly while our lives are in their hands. Lyft drivers, unfortunately, like all drivers, make mistakes. When a negligent Lyft driver gets into an accident and causes you to suffer a serious injury, you need a dedicated and effective Campbell Lyft accident lawyer in your corner, protecting your rights and fighting for the damages you deserve. Additionally, if you are a Lyft driver who was hurt in a crash caused by someone else’s negligence, you’re very likely facing a severe loss of income in addition to potentially serious injuries. Solution Now Law Firm is here to help.
Who Is Liable After a Lyft Accident?
When you get into an accident with a driver who was on the job at the time, you might have a claim against both the individual driver and the employer who was responsible for them at the time of the crash. In cases involving Lyft accidents, you may be able to bring a claim against Lyft. Whether Lyft is legally responsible or will accept legal responsibility turns on the circumstances of the crash, as well as whether you were a passenger in the Lyft or another driver on the road at the time.
If You Are Another Driver
If you are driving on a California roadway and a negligent Lyft driver causes an accident, you might have a claim against the driver, the Lyft company, or both, depending on the circumstances of the crash. In many states, including California, the apportionment of liability is largely dependent on whether the driver was logged into the Lyft app at the time of the crash. Lyft drivers are considered “independent contractors,” meaning that they may only be considered Lyft’s responsibility when they are actively working for Lyft.
If the driver were on the app and either on the way to pick up a passenger or in the middle of a ride with a passenger, you would likely be able to bring a claim against Lyft. If the driver had not yet turned on the app, then you will have a more difficult claim against Lyft and will likely proceed against the driver in their individual capacity. We discuss Lyft’s insurance coverage below, which turns on similar questions. A seasoned rideshare accident lawyer at Solution Now Law Firm can help you investigate the circumstances of your crash to determine whether Lyft should be held legally responsible for your damages.
If You Are a Lyft Passenger
If you were injured in a Lyft accident while riding as a Lyft passenger, you most certainly have a claim against both the individual driver and Lyft. Lyft is legally responsible for the actions of its agents while they are in the course of performing their job duties. As discussed below, Lyft provides insurance to its drivers for just this reason.
In California, if you were a passenger in a Lyft but the accident was caused by another driver on the road, you would first file a claim against the at-fault driver. If for some reason, your claim against the other driver is insufficient to cover your damages (either due to lack of insurance or because proving fault is a problem), then you might be able to file a claim against Lyft and benefit from their insurance coverage. Lyft, for its part, will try to avoid liability. Speak with a seasoned Lyft accident lawyer at Solution Now Law Firm to discuss your best options for obtaining a full recovery.
If You Are a Lyft Driver
Lyft insures its drivers for certain damages when they get into an accident. Lyft insurance includes contingent comprehensive and collision coverage, provided you maintain this coverage at some level on your personal auto policy. If an accident happens any time between receiving a match notification and dropping off the passenger, you’ll be covered for the cost to repair your vehicle or its actual cash value, whichever is less, subject to a $2,500 deductible. This property damage is available regardless of who was at fault.
If the crash was the other driver’s fault and resulted in injury to you or your passengers, Lyft’s uninsured motorist/underinsured motorist (UM/UIM) coverage will cover bodily injury if the other driver was uninsured or didn’t have sufficient insurance to cover all the damages. You can pull up your certificate of insurance in the app by tapping on Vehicle and then Lyft insurance. If the at-fault driver is insured, Solution Now Law Firm can help you pursue a claim against their liability insurance.
Does Lyft Have Liability Insurance to Cover Car Accidents?
Recovering significant damages after a car accident is much easier if the at-fault party either has sufficient car insurance on their own, or their damages are covered by a corporate employer. Lyft, like other rideshare companies, provides insurance coverage for drivers who get into accidents while on the job. The insurance coverage differs, however, depending on at what stage of service the driver caused the crash. If the driver crashed in the middle of a ride, then the Lyft’s passengers and other drivers involved will likely benefit from Lyft’s coverage. If the driver just happened to be a Lyft driver but was not on the clock at the time of the crash, coverage is much less clear.
According to Lyft’s policies, drivers are covered by a certain amount of insurance, depending on which of the three “time periods” they are in when the accident occurs:
- Period 1: The app is on, and the driver is waiting for a ride request.
- $50,000 of bodily injury protection per person,
- $100,000 of physical injury protection per accident.
- $25,000 of property damage coverage per accident.
- Period 2: The driver has been matched with a passenger and is on the way to pick up the passenger.
- $1 million in third-party auto liability.
- Uninsured/underinsured motorist bodily injury.
- Contingent comprehensive & collision coverage up to the cash value of the driver’s car. $2,500 deductible for the driver.
- Period 3: The passenger is in the car, and the ride is currently underway.
- Coverage is the same as Period 2.
A Lyft crash attorney at Solution Now Law Firm will evaluate your case and determine whether Lyft’s generous insurance policies are applicable. Even if Lyft rejects the claim, you might be able to recover damages against the at-fault driver, or even against Lyft itself, depending on the facts of your case and the skill of your personal injury lawyer.
Lyft Accident Lawyers at Solution Now Law Firm Are Here to Help After Your Campbell Rideshare Accident
If you or someone you love has been injured in a Lyft accident in Campbell, Saratoga, Cupertino, Los Gatos, or anywhere in the Bay Area, Solution Now Law Firm could help you recover the damages you are owed. The rideshare accident legal team at Solution Now Law Firm prides itself on personalized, tailored service to each of our clients. We work with you personally, investigate the circumstances of your case, build a strategy that is unique to your claims, and fight for the compensation you are rightfully owed. Call us today at 408-256-2871 or contact us through email for a free case evaluation.